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CDs & IRAs

Certificates of Deposit (CDs)

Make plans for the future – and know that the funds you need will be there. A certificate of deposit guarantees fixed-rate earnings at a higher rate than most standard savings accounts.


  • Enjoy peace of mind with guaranteed, risk-free savings
  • Earn fixed interest at a higher rate than regular savings
  • Wide range of terms available (from 1 week to 5 years)
  • No monthly service fee
  • FDIC insured up to $250,000
  • CDARS available for balances over $250,000
  • As low as $500 minimum to open (based on CD requested)
  • Penalties may apply for early withdrawal


As members of the Certificate of Deposit Account Registry Service, we ensure that your funds are distributed properly. It’s easy to get peace of mind and financial benefits on your funds up to $50 million – ask us about our CDARS service.


  • All the benefits of a CD
  • Full FDIC insurance for funds up to $50 million
  • Receive just one statement for your CDARS funds


An IRA is a great way to ensure that your retirement years are some of your best years.


  • Secure way to save for retirement
  • Enjoy tax-advantaged* savings
  • Earn competitive interest at a higher rate than standard savings
  • Traditional and Roth options available
  • Certificate of deposit option available within IRA
  • Contribute up to $5,500 per year**
  • Additional $1,000 “catch-up” contribution for customers age 50 and better**
  • Conveniently contribute via checking or savings
  • Early withdrawal penalties may apply
  • FDIC insured up to $250,000
  • No setup fees
  • No annual fees
  • $100 minimum deposit to open

Click here for our CD Specials and Deposit Rates!