Make plans for the future – and know that the funds you need will be there. A certificate of deposit guarantees fixed-rate earnings at a higher rate than most standard savings accounts.
Benefits:
Enjoy peace of mind with guaranteed, risk-free savings
Earn fixed interest at a higher rate than regular savings
Wide range of terms available (from 1 week to 5 years)
No monthly service fee
FDIC insured up to $250,000
CDARS available for balances over $250,000
As low as $500 minimum to open (based on CD requested)
Penalties may apply for early withdrawal
CDARS
As members of the Certificate of Deposit Account Registry Service, we ensure that your funds are distributed properly. It’s easy to get peace of mind and financial benefits on your funds up to $50 million – ask us about our CDARS service.
Benefits:
All the benefits of a CD
Full FDIC insurance for funds up to $50 million
Receive just one statement for your CDARS funds
IRAs
An IRA is a great way to ensure that your retirement years are some of your best years.
Benefits:
Secure way to save for retirement
Enjoy tax-advantaged* savings
Earn competitive interest at a higher rate than standard savings
Traditional and Roth options available
Certificate of deposit option available within IRA
Contribute up to $5,500 per year**
Additional $1,000 “catch-up” contribution for customers age 50 and better**
Deposit Rates
Financial Calculators
Lost or Stolen Debit Card
Routing # 044102647