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Standing Stone Bank

There when it counts.

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Our Rates

APY = Annual Percentage Yield

Rates effective as of 12/12/2017.

Fees may reduce earnings.

Kasasa Cash*

BalanceInterest RateAPY
Up to $15,0001.98%2.00%
Over $15,0000.25%0.48% to 2.00%
If qualifications aren't met0.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking

Kasasa Saver*

BalanceInterest RateAPY
Up to $50,0000.50%0.50%
Over $50,000 0.25%0.28% to 0.50%
If qualifications aren't met0.05%0.05%

Qualifying for the Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking

Certificates of Deposit (CDs)

TERMRATEMONTHLYQUARTERLY
7 Days (Interest paid at maturity)0.05%N/AN/A
30 Days (Interest paid at maturity)0.05%0.05%0.05%
91 Day†0.07%0.07%0.07%
182 Days†0.10%0.10%0.10%
1 Year†0.20%0.20%0.20%
18 Months†0.30%0.30%0.30%
2 Years†0.40%0.40%0.40%
3 Years†0.45%0.45%0.45%
4 Years†0.60%0.60%0.60%
5 Years†0.70%0.70%0.70%

†Penalties may apply for early withdrawals.

Individual Retirement Accounts (IRAs)

TERMRATEMONTHLYQUARTERLY
12 Month Fixed0.20%N/A0.20%
24 Month Variable1.57%N/A1.58%

†Penalties may apply for early withdrawals.

Money Market Accounts

BalanceInterest RateAPY
Personal MMA Tiered0.05% - 0.25%0.05% - 0.25%
Non-Personal MMA Tiered0.05% - 0.25%0.05% - 0.25%
Stone Savings0.05%0.05%
Christmas Clubs0.05%0.05%

Money Market Accounts Tiers

BalanceInterest RateAPY
$1,000 - 4,9990.05%0.05%
$5,000 - 24,9990.07%0.07%
$25,000 - 49,9990.10%0.10%
$50,000 - 74,9990.15%0.15%
$75,000+0.25%0.25%