Certificates of Deposit (CDs) Standing Stone Bank

Certificates of Deposit (CDs)

Make plans for the future — and know that the funds you need will be there. A certificate of deposit guarantees fixed-rate earnings at a higher rate than most standard savings accounts.

Choose terms between 1 week to 5 years, depending on your needs. See our CD Specials below! You'll enjoy peace of mind with FDIC insurance up to $250,000, while our CDARS service can assist you with balances over $250,000. Get on the road to risk-free savings today.

See Current Rates Financial Calculators

Benefits
  • Enjoy peace of mind with guaranteed, risk-free savings
  • Earn fixed interest at a higher rate than regular savings
  • Wide range of terms available (from 1 week to 5 years)
  • No monthly service fee
  • FDIC insured up to $250,000
  • CDARS available for balances over $250,000
  • As low as $500 minimum to open (based on CD requested)
  • Penalties may apply for early withdrawal
CD Specials

These CD specials won't last long — secure yours today!

  • 19-Month CD at 2.53% APY*
  • Get 1 bump-up option during the term of the CD
  • $5,000 minimum deposit (of new money to our bank) required

  • 13-Month CD at 2.27% APY*
  • Get 1 bump-up option during the term of the CD
  • $5,000 minimum deposit (of new money to our bank) required

*Annual Percentage Yield (APY) accurate as of 2/28/19. Rates may change after the account is opened. Fees may reduce earnings. Ninety-day interest penalty for early withdrawal. Customer must contact the bank for the one-time bump.

CDARS

As members of the Certificate of Deposit Account Registry Service, we ensure that your funds are distributed properly. It's easy to get peace of mind and financial benefits on your funds up to $50 million — ask us about our CDARS service.

  • All the benefits of a CD
  • Full FDIC insurance for funds up to $50 million
  • Receive just one statement for your CDARS funds